Benefits of syUSD

syUSD has the following advantages over other fiat pegged cryptocurrencies:

· syUSD can be used just like bitcoins or Ethereum, it is p2p, decentralized in a secure cryptographic ecosystem.

· syUSD pays an underlying return. This return is driven by a market neutral USD pegged investment (more on this later) AND/OR interest rates.

· Other fiat pegged tokens currently DO NOT pay a USD Fiat return e.g. tether

· No staking required. User can keep the currency in their private wallet and earn a return. The user just has to demonstrate they hold the currency. This means any recipients will earn the underlying return - providing an incentive to merchants to use it.

· Almost every other token e.g. Ethereum etc, REQUIRE you to stake into a platform to earn a return.

· syUSD requires “Proof of hold” to earn the interest

· syUSD can be integrated into merchants, sellers, exchanges, wallets, payment systems just as easily as any other cryptocurrency.

· syUSD is stable, it does not experience the market volatility risks such as other tokens, as it is always pegged one-to-one via the reserves. A user can be confident they will always receive 1 USD for every syUSD. There are no liquidity issues.

· syUSD is fast. The speed is determined by the underlying blockchain. We introduce syUSD as an ERC20 on the Ethereum blockchain first. With other chains e.g. Solana to follow.

· syUSD does not face market risks e.g. liquidity crunches as syUSD reserves are maintained one-to-one with the dollar. syUSD return portfolio is set to market neutral hedging out market risk or deposit interest.

syUSD Use Cases

1. Earn a Return - No staking return. (as per above Benefits 3)

2. Institutions and users - can move money between move funds between cryptocurrencies and fiat (syUSD) currencies quickly and easily. (without worrying about price volatility)

3. Store of value: syUSD stability and peg to the US dollar make useful for people who want to store value in a cryptocurrency without having to worry about price fluctuations. This can be particularly useful in countries with unstable currencies or high inflation rates.

4. Volatility / Risk management: syUSD stability can also help institutions manage volatility risk in the cryptocurrency market. By holding syUSD instead of a volatile cryptocurrency, institutions can reduce their exposure to sudden price swings and preserve the value of their holdings.

5. Cost savings /Remittances: Using syUSD can also be cheaper than using traditional banking channels to move money across borders. syUSD transactions are fast and have low fees, which can be particularly useful for institutions that need to move large amounts of money quickly. (particularly to countries with high inflation rates or unstable currencies)

6. Purchases (especially large international cross border transfers) - Some traditional businesses will use syUSD as a means for paying for goods - this is great for international purchases. It is far easier to pay in syUSD when importing goods then doing international bank transfers. syUSD can easily be integrated into merchants and payment processors.

7. Hedging - You can use syUSD USD or stablecoin to hedge our risk in your portfolio. So, for example by keeping 40% portfolio in syUSD USD and 60% Ethereum, you have 40% hedged with the dollar against 60% of Ethereum risk.

Crypto lending: syUSD can be used as collateral for crypto lending and borrowing. Crypto lenders may accept syUSD as collateral for loans, which allows borrowers to access funds without having to sell their cryptocurrencies. This can be useful for people who want to hold onto their cryptocurrencies but need access to cash for a short period of time.